Beware of Scams

Here are some of the latest scams to be aware of in 2024:

1. AI-Driven Scams: Fraudsters are increasingly using artificial intelligence (AI) to create deepfakes—manipulated videos, audio, or images that look and sound real. These deepfakes can be used to impersonate people or create fake identities, allowing scammers to gain access to personal information or funds.

2. Google Voice Verification Code Scams: Scammers use social media or online platforms to trick people into sharing their Google Voice verification codes. Once they have these codes, they can set up a Google Voice account in the victim's name and use it for further scams or identity theft.

3. Payment App Scams: Scams involving Zelle, Venmo, and Cash App are on the rise. Fraudsters may overpay for an item and ask for a refund or send fake fraud alerts to trick people into sharing their account information.

4. Fake GoFundMe and Charity Scams: Fraudsters create fake fundraising campaigns, especially during times of crisis or natural disasters. They often use emotional stories to prompt people to donate money, which goes directly to the scammer.

5. Synthetic Identity Fraud: This involves creating fake identities by combining real and fake information. Scammers use these identities to open bank accounts, apply for credit cards, or commit other types of fraud.

6. Job Scams: Fraudsters post fake job listings, especially for work-from-home positions. They may ask for personal information or request payment for training or supplies, which a legitimate employer would never do.

7. Robocalls Stealing Two-Factor Authentication (2FA) Codes: These scams target people with cryptocurrency accounts. The scammer pretends to be from a fraud prevention department and requests 2FA codes to access the victim's account and steal their assets.

To protect yourself, be cautious with any unsolicited communications, verify the legitimacy of fundraising campaigns, and never share verification codes or sensitive personal information online or over the phone. For payment apps, treat them like cash—only use them for transactions with trusted parties.

For more details, you can read more from the sources like Kiplinger and Aura on the latest scams and fraud prevention tips.