"Debt Free Holiday" Part 2

Don't Stress; Spend Less!! Take advantage of the budget sheet tools below to ensure you are making a plan and not over spending.

3 Low Cost Ways to Give:

Holiday gift exchange- pull names or make it fun with the White Elephant game.

Make something special.

Give your time.

"Maybe Christmas, the Grinch thought, doesn't come from the store." -Dr. Seuss